The truth is the quality of our collective coverage is deteriorating ... and getting more expensive. It’s a sobering fact that many of us are all too acquainted with, having just stumbled through the jumble of information provided during our insurers’ open-enrollment periods.
What’s more, these additional costs are increasingly shifting to the consumer. Higher deductibles. Greater premium sharing. A matrix of trip wires that more or less absolve insurers from covering a growing list of procedures recommended by practitioners. I say this based on personal experience and many conversations with friends, family and fellow workers bees resigned to a similar fate.
Another illustration of the much ignored fact that health insurance and healthcare are completely different things.